🏦

Opening a bank account

You need a UK bank account to receive money from your family, get paid for part-time work, and set up direct debits for bills.

⭐ Recommended — Monzo

Fastest to open — fully online, no branch visit. You need: passport or BRP card, UK address, selfie. Takes about 10 minutes. No monthly fee.

Also consider — Starling

Another fully online bank, no monthly fee. Can be opened before you have a permanent UK address using your university address.

Also consider — HSBC Student

Better for larger international transfers. You need: passport, BRP card, university acceptance letter, proof of address. Visit a branch.

Also consider — Barclays

Widely accepted. Similar requirements to HSBC. Book an appointment online first.

💡 Tip

Open Monzo or Starling first — you can use it immediately while waiting for HSBC or Barclays to approve your application.